Blog
Flood Zone Determination
Millions of properties each year are affected by flooding. Flooding can happen in any area, not just near bodies of water or high-risk areas. When purchasing your home weather, whether you are in a flood zone or not in a flood zone you should consider purchasing a policy to protect your property and belongings from […]
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Homeowner Insurance Dog Breed Restrictions
Insurance companies can be selective about which type of animals are acceptable. When choosing homeowner insurance, it is also important to think about you and your furry family members being covered in the event of a liability claim. In fact, the Insurance Information Institute (Triple-i) estimated about 85 million dogs live in roughly 69 million […]
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I’m Moving – What do I do with my insurance?
When moving to a new home I am sure it can be stressful and the last thing that is on your mind is your insurance policies. It is one of the most important things that need to be done to ensure that your family and belongings are properly covered. Some of the things that need […]
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Inspections: About Wind Mitigation and 4 Point Inspections
A Wind Mitigation and 4 Point Inspections are both insurance inspections for the State of Florida. Each inspection has its intended purpose. A Wind Mitigation report is valid for 5 years, while a 4-point inspection will expire after the year. You will only need a new 4-point inspection if you are switching insurance carriers. For […]
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H03 vs H06
Making sure you have the correct and best home insurance policy can get overwhelming. I will go over the difference between H03 and H06 homeowners insurance, and how they work. An H03 policy insures single-family homes, while an H06 policy insures condos and some townhouses. What is an H03 policy and what is an […]
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General Liability
If you are a small business owner in Florida, you need the right insurance coverage. General Liability insurance is also known as business liability and commercial general liability insurance. General Liability insurance will protect you from numerous risks your business can face every day. This insurance is important to have in the event of an […]
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Builder Risk Insurance
You are building your dream home! You need to insure it with the correct homeowner insurance policy. Builder risk insurance will cover the structure while it is either being renovated or built. Builder risk is also known as a course of construction insurance or even remodeling insurance. A builder risk insurance covers a residential or […]
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RV Insurance
RV (recreational vehicle) insurance helps you insure your “home away from home” while you are traveling around the world or even out camping. RV insurance will give you peace of mind no matter where you go. RV insurance is very similar to auto insurance. RV insurance needs to have specialized insurance to remain properly covered […]
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