There are many types of Property & Casualty Insurance such as auto, homeowner, condo, liability insurance, and even pet insurance. Property & Casualty Insurance protects the things you own, helps protect you if you are found legally responsible for an auto accident that caused injuries to another person, and even includes coverage if there is a theft. One of the main questions I get asked is how much Property & Casualty Insurance do I need? My answer is very simple: how many assets do you have to protect? Everyone requires a different policy and coverages to protect what is most valuable to them. You might be a business owner who needs General Liability to protect you from a variety of claims, such as: Bodily Injury or you might be an Investor who owns multiple properties and rents out the location, meaning you will need additional Liability protection in case someone slips and falls on the property. How much does Property and Casualty Insurance cost? The price of all depends on the type of policy you purchase. They look into many factors, such as the zip code, the state you live in, your claim's history, deductible amount, and even insurance score. The average cost for a Renters Insurance policy in Florida is about $200 yearly or $16.66 monthly. Meanwhile, the average cost of a homeowner's insurance policy is $2,472 yearly or $206 monthly. If you find yourself questioning if you have the correct policy or coverage for you. Feel free to contact me with any questions or concerns. As an Insurance Agent, I always tailor-fit your policy and coverage to your needs.