Holiday liability insurance: What you need to know
Posted: 28 December, 2023
The holiday season is a time for celebration and good cheer, but it's also a time for increased risk. With all the extra guests, parties, and activities, it's easy for accidents to happen. That's where holiday liability insurance comes in.
Now, we know what you're thinking – insurance can be a real buzzkill. But trust us, when it comes to protecting yourself and your loved ones during the holiday season, it's better to be safe than sorry.
So, what exactly is holiday liability insurance? Well, it's like a safety net that catches you if something goes wrong.
Picture this: you're hosting a fabulous holiday party, and your friend slips on the icy driveway. Ouch! With liability insurance, you won't have to worry about the medical bills piling up, because it's got your back. Plus, if you accidentally break Aunt Martha's priceless china while showing off your best dance moves, this insurance can cover the cost of the damages.
It's like a superhero cape for your holiday shenanigans! So, before you get caught up in the holiday chaos, take a minute to consider getting holiday liability insurance. Trust us, it's the gift that keeps on giving – peace of mind!
How much holiday liability insurance do you need?
The amount of holiday liability insurance you need will depend on a number of factors, including the size and location of your home, the type of activities you host, and the number of guests you expect. It's a good idea to talk to your insurance agent to get a personalized recommendation.
How to get holiday liability insurance?
Holiday liability insurance is typically available as an add-on to your homeowners or renters insurance policy. You can purchase it with our experts at emilan Premium at (786) 885-4315.
Written by: Premium Emilan